Lifetime Cashflow Planning


The above graph illustrates a tool we use to assist clients in understanding the key factors involved in retirement planning. This tool produces a range of estimated portfolio outcomes an investor may experience over a designated period.
The scenarios are presented in terms of statistical probabilities created by a random number generation system based on the inputs provided by our clients. These inputs include client age and time horizon, initial wealth, cash flow periods (savings and withdrawals) and average annual return and standard deviation (volatility) in various portfolio periods.This technique is a framework for testing a variety of assumptions about retirement and developing realistic expectations of possible outcomes.These outcomes will of course vary depending on what investments and returns are made during the phases of saving and consumption.
This is for illustration purposes only and does not reflect an actual or simulated portfolio.